Personnel/Staff

Pam Maher, Vice President • Phone: 701-239-2601
Pam Maher, Vice President of First Mortgage Service, Inc. is responsible for managing and originating residential mortgage loans to the Fargo/Moorhead and surrounding areas. Pam has been with First Mortgage Service, Inc. since May 2004. Her prior 15 years work experience included various management positions in the financial services area.

Pam finds great satisfaction in helping clients obtain their goal of purchasing their dream home! We’ll do all we can to help you qualify for a mortgage, and lead you through the process of applying for a home loan.

Whether you’re buying or refinancing a home, Pam has a full range of products and programs to help meet your needs, not to mention great rates and service that’s second to none. Call, e-mail, or complete an on-line credit worksheet today to get things started… I’ll have you home in no time.
Pam has a Bachelor of Science degree in Business Administration and Accounting from NDSU. Pam has been a Certified Public Accountant since 1990.

Erin Ondracek, Underwriter • Phone: 701-239-2667
Erin joined First Mortgage Service when she moved to Fargo in January 2007. Erin has enjoyed working in the mortgage industry since 2005; first in a bank in a small northern Minnesota town and now in the much larger market of Fargo-Moorhead. Erin is originally from St. Cloud, MN and is a graduate of St. Olaf College in Northfield, MN with a degree in English and Business.

Krina Kabanuk, Loan Processor- Phone: 701-239-2650
Krina is a North Dakota native who has been in the financing industry for over 3 1/2 years. She just recently moved back to the area after spending the last 6 years in Las Vegas. Krina is a graduate from the University of Minnesota and was a member of the Womens Big Ten Swimming and Diving team from 1986 - 1993.