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Mortgage Rates

 - Last Updated: 02/08/2010
Conventional Loan Programs (Owner Occupied)  $40,000 to $60,000  $60,000 to $417,000  $417,000 and over 
30 Year Fixed  Available, call for details.  4.750% - .000 pts.
4.625% - 1.00pts. 
Available, call for details. 
15 Year Fixed  Available, call for details.  4.250% - 0 pts
% - pts. 
Available, call for details. 
7 Year Balloon (Convertible to fixed rate at time of balloon)  Available, call for details.  Available
Call for details. 
Available, call for details. 
1 Year ARM
5/1 ARM 
Available, call for details.  3.625%- 0 pts
4.375%- 0 pts. 
Available, call for details. 

FHA Loan Programs (No Investor Loans)
VA Loans - Call for quotes 
$30,000 to $60,000  $60,000 to $271,050 
30 Year Fixed  Call for quote.  4.750% - 0 pts
% - pts 
15 Year Fixed  Available, call for details.  Available, call for details. 
One Year Adjustable Rate Mortgage  Available, call for details.  4.500% - 0 pts 

North Dakota First Time Homebuyer Loans
 
Standard 30 year fixed rate, 1.5 points  Start Loan, 3% Gift Money for Down Payment & Closing Cost Assistance (1.5 points)  Home Key Rate, 1.5 points - 3% Down Payment Assistance provided
 
(Call for qualification requirements)  4.700%  5.150%  1st Year - 3.650%
2nd Year - 4.300%
3rd Year - 4.950% 

Coldwell Banker First Realty-Encore
Current Location: First Mortgage Service
Fargo: Ph: 800.676.3626 • 701.239.2671• email: info@firstmortgageservice.com • Address: 2731 12th Ave S. Fargo, ND 58103

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